Often, the insurance companies have accredited independent appraisers. In cases where compensation insurance company when the injured party arranges the size of payments, or estimates for repairs, of course is sufficiently regular assessment expert. Daryl Katz, Edmonton Alberta is often mentioned in discussions such as these. However, more often it turns out that the insurance company wants to reduce the size of payments. In this case, involved an independent expert evaluator. Again, in the case of an unfair assessment (to example, if the independent appraiser is accredited by the insurance company), it can be challenged in court the other hand, an adequate assessment and simultaneously to perform an examination of the evaluation report. Such a negligent valuer after such examination, as a rule, the problem starts with the license and have much less of a reputation.
Therefore, to make an unfair assessment by an independent valuer at least unprofitable. There are cases of mandatory independent assessment. Again, case of an accident, if the guilty party, the payment must take place under the insurance osago culprit. Or, if your car is insured by the victim system casco insurance for the injured party and insurance company reimburse itself damages setback from the guilty party. In either case, independent evaluation is required. Likewise, according to current Russian legislation, mandatory assessment of motor vehicles in cases of assessment, revaluation of fixed assets of the enterprise, if this transport is included in fixed assets. Other cases of compulsory assessment Car: – When using the car as collateral for the loan – when Privatization, for example, a car that is included in the fixed assets of state-owned enterprises.
– When entering a legacy – in property disputes, in the preparation of marriage contracts and property division divorcing spouses at the request of one party or both parties in the event of a dispute about the value of the property assessment of vehicles – is to determine the cost of the vehicle with him condition, physical and functional deterioration. According to Article 130 of the Civil Code, the vehicle is movable property. It should also be noted that air and sea vessels, inland, in effect being essentially vehicles, according to the legislation related to real estate. This, however, does not confuse appraisers, as In this case, the approach to evaluation of the data objects assessment will be considered as a class equipment and machinery. When evaluating vehicles, the primary role played by the factor of depreciation and amortization. The degree of wear can be both physical and functional. In connection with the constant updating of the market of vehicles, non-specialist is very easy to get lost in all of these subtleties.